Terms of Use

FA Business Services operates discownts.com™ (the “Site”) to provide online access to discounted pricing for various goods and services, made available directly from the suppliers of those goods and services.  You must read the terms and conditions set forth below.  By clicking on the “I Accept” button below and accepting these Terms of Use, you agree to be bound by its terms and conditions for use of the Site and the products offered, as defined below. If you do not agree to the Terms of Use, do not enter the Site or order the products offered.

Additional terms and conditions applicable to specific areas of this Site or to particular content or transactions are also posted in particular areas of the Site and, together with these Terms of Use, govern your use of those areas, content or transactions. These Terms of Use, together with applicable additional terms and conditions, are referred to as this "Agreement.”  By accessing and using this Site, you agree to each of the terms and conditions set forth herein ("Agreement"). 

FA Business Services reserves the right to modify this Agreement at any time without providing prior notice; however, modified terms shall be updated on the Site. Your use of the Site following any such modification constitutes your agreement to follow and be bound by the Agreement as modified. The last date these Terms of Use were revised is set forth below.

1. Use of Site
Except as otherwise provided herein, you may use discownts.com, and the information contained therein (singly or collectively, the “Content”) for business purposes where not otherwise restricted, personal purposes and/or to learn about discownts.com products and services. No right, title or interest in any Content is transferred to you, whether as a result of downloading such Content or otherwise. FA Business Services and our partners represented within the Site reserve complete title and full intellectual property rights in all Content. Except as expressly authorized by this Agreement, you may not use, reproduce, alter, copy, distribute, license, transmit, or derive another work from any Content obtained from the Site or the Service, except as expressly permitted by the Terms of Use.

2. Copyright

The Site and the Content are protected by U.S. and/or foreign copyright laws, and belong to FA Business Services or its partners, affiliates, contributors or third parties. The copyrights in the Content are owned by FA Business Services or other copyright owners who have authorized their use on the Site. You may download and reprint Content for non-commercial, non-public, personal use only. If you are browsing this Site as an employee or member of any business or organization, you may download and reprint Content only for educational or other non-commercial purposes within your business or organization, except as otherwise permitted by FA Business Services. You may not manipulate or alter in any way images or other Content on the Site.

3. Trademarks

You are prohibited from using any of the marks or logos appearing throughout the Site without permission from the trademark owner, except as permitted by applicable law. 
The trademarks and service marks owned by FA Business Services or its affiliate include without limitation discownts.com, the cow logo, and "Your Cash Cow" ("Marks”). The “look and feel” of the Site and the contents thereof, including without limitation, the content and color combinations, buttons, layout, and other graphical elements are protected by applicable U.S. and international intellectual property laws, including without limitation trademark, copyright and trade dress laws. Nothing contained herein shall constitute a license (either express or implied) for you to use any of the Marks or trade dress, including the elements that constitute the “look and feel” of the Site.

4. Links to Third-Party Web Sites

Links on the Site to third party web sites (including supplier catalogs, and/or informational pages) are provided solely as a convenience to you. If you use the links to the web sites of affiliates, suppliers, or service providers, you will leave the Site, and will be subject to the terms of use and privacy policy applicable to those web sites. Such links do not constitute or imply an endorsement, sponsorship, or recommendation by FA Business Services of the third party, the third-party web site, or the information contained therein. FA Business Services is not responsible for the availability of any such web sites or products. FA Business Services is not responsible or liable for any such web site, your use thereof, or the content thereon, and FA Business Services accepts, and shall incur, no liability for such products or services contained in a third-party web site. Third party web sites and offerings may not be available at all times and are subject to the availability of the suppliers/service providers.

5. Linking to this Site

Since discownts.com is an invitation-only program, creating links to any page within discownts.com is prohibited unless specifically authorized by FA Business Services. You may not connect any links, including“deep links,” to the Site (i.e,, create links to this site that bypass the home page or other parts of the Site). You may not mirror or frame the home page or any other pages of this Site on any other web site or web page.

6. Downloading Files

FA Business Services does not guarantee or warrant that files available for downloading through the Site will be free of infection by software viruses or other harmful computer code, files or programs.

7. Disclaimer of Warranties

FA BUSINESS SERVICES MAKES NO EXPRESS OR IMPLIED WARRANTIES, REPRESENTATIONS OR ENDORSEMENTS WHATSOEVER WITH RESPECT TO THE SITE, THE SERVICE OR THE CONTENT. FA BUSINESS SERVICES EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS, IMPLIED, STATUTORY OR OTHERWISE, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT, WITH REGARD TO THE SITE, THE SERVICE, THE CONTENT, AND ANY PRODUCT OR SERVICE FURNISHED OR TO BE FURNISHED VIA THE SITE. FA BUSINESS SERVICES DOES NOT WARRANT THAT THE FUNCTIONS PERFORMED BY THE SITE OR THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE, OR THAT DEFECTS IN THE SITE OR THE SERVICE WILL BE CORRECTED. FA BUSINESS SERVICES DOES NOT WARRANT THE ACCURACY OR COMPLETENESS OF THE CONTENT, OR THAT ANY ERRORS IN THE CONTENT WILL BE CORRECTED. THE SITE, THE SERVICE AND THE CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS.

8. Limitation of Liability

IN NO EVENT WILL FA BUSINESS SERVICES BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING, BUT NOT LIMITED TO ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY OR OTHER INDIRECT DAMAGES ARISING OUT OF (I) THE USE OF OR INABILITY TO USE THE SITE, THE SERVICE, OR THE CONTENT, (II) ANY TRANSACTION CONDUCTED THROUGH OR FACILITATED BY THE SITE; (III) ANY CLAIM ATTRIBUTABLE TO ERRORS, OMISSIONS, OR OTHER INACCURACIES IN THE SITE, THE SERVICE AND/OR THE CONTENT, (IV) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, OR (V) ANY OTHER MATTER RELATING TO THE SITE, THE SERVICE, OR THE CONTENT, EVEN IF FA BUSINESS SERVICES HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IF YOU ARE DISSATISFIED WITH THE SITE, THE SERVICE, THE CONTENT, OR WITH THE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.

BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. IN SUCH STATES, FA BUSINESS SERVICES' LIABILITY IS LIMITED AND WARRANTIES ARE EXCLUDED TO THE GREATEST EXTENT PERMITTED BY LAW, BUT SHALL, IN NO EVENT, EXCEED TEN DOLLARS $10.00.

9. Indemnification

You understand and agree that you are personally responsible for your behavior on the Site. You agree to indemnify, defend and hold harmless FA Business Services, its parent companies, subsidiaries, affiliated companies, joint venturers, business partners, licensors, employees, agents, and any third-party information providers to the Service from and against all claims, losses, expenses, damages and costs (including, but not limited to, direct, incidental, consequential, exemplary and indirect damages), and reasonable attorneys' fees, resulting from or arising out of your use, misuse, or inability to use the Site, the Service, or the Content, or any violation by you of this Agreement, provided FA Business Services
gives you prompt written notice of any such claim. FA Business Services shall control the defense and any settlement of such claim, and you shall cooperate with FA Business Services in defending against such claim.

10. Privacy

This Site is governed by the FA Business Services’ Privacy Policy.  Click here to see the
FA Business Services' Privacy Policy.

11. User Conduct

You agree to use the Site only for lawful purposes. You agree to not take any action that might compromise the security of the Site, render the Site inaccessible to others or otherwise cause damage to the Site or the Content. You agree to not add to, subtract from, or otherwise modify the Content, or to attempt to access any Content that is not intended for you. You agree to not use the Site in any manner that might interfere with the rights of third parties.  
You acknowledge and agree that your use and access of the Site may be logged and monitored.  You shall have no expectation of privacy in using the Site.  You agree to use the Site in a manner consistent with any and all applicable laws, rules and regulations as well as the terms and conditions set forth in this Agreement. You shall not use the Site in any way that infringes or misappropriates FA Business Services, its affiliates or any third party owner’s copyright, patent, trademark, trade secret or other intellectual property or proprietary rights or rights of publicity or privacy. You will take all reasonable steps to protect the security of the Site and to prevent the unauthorized use or disclosure of the Site. In no event shall you use the site for illegal purposes or in any manner that is defamatory, libelous, unlawfully threatening or unlawfully harassing.

12. Password Security

If you register to become a discownts.com member, you are responsible for maintaining the confidentiality of your member identification and password information, and for restricting access to your computer. You agree to accept responsibility for all activities that occur under your member identification and password.

13. General Provisions

a. Entire Agreement/No Waiver. These Terms of Use constitute the entire agreement of the parties with respect to the subject matter hereof. No waiver by FA Business Services of any breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default.

b. Correction of Errors and Inaccuracies. The Content may contain typographical errors or other errors or inaccuracies and may not be complete or current. FA Business Services therefore reserves the right to correct any errors, inaccuracies or omissions and to change or update the Content at any time without prior notice. FA Business Services does not, however, guarantee that any errors, inaccuracies or omissions will be corrected.

c. Enforcement/ Choice of Law/ Choice of Forum. If any part of this Agreement is determined by a court of competent jurisdiction to be invalid or unenforceable, it will not impact any other provision of this Agreement, all of which will remain in full force and effect. Any and all disputes relating to this Agreement, FA Business Services' Privacy Policy, your use of the Site, any other FA Business Services web site, the Service, or the Content are governed by, and will be interpreted in accordance with, the laws of the State of California, without regard to any conflict of laws provisions.

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